Now Offering Garage Keepers Liability Policies
USACommercialInsurance.com is now set up to help business owners obtain affordable garage keepers liability coverage in our key states, including Florida, Georgia, and Louisiana. Here, you’ll learn more about this form of protection, how we can help, and how you can get started today.
Garage keepers liability insurance is a requirement for certain businesses and industries. This includes used car dealerships, who must maintain the proper insurance in order to hold their license.
For others, it’s not a requirement, but instead, is still a very wise investment. If your business involves moving, driving, or working on a customer’s vehicle, whether for a short period of time or a longer period of time, you should protect yourself with this type of coverage.
That means that repair shops, along with quick oil or lube shops, tire shops, valet services and garages, and many other business types, should all seek out this form of protection. Garage keepers insurance actually combines two different policies into one cohesive coverage, that of automotive insurance and general liability insurance. As always, it’s better to protect yourself upfront than to pay for it down the road when you’re left unguarded.
Of course, garage liability insurance is also tied into what has always been one of our specialties, used auto dealer bonds. Used automobile dealerships are not only required to have surety bonds in order to obtain and maintain their licenses, but they’re also typically mandated to hold garage liability insurance as well.
In some cases, a general liability policy may suffice, but from state to state, regulations and requirements differ. This also includes for what the minimums and specifications of the actual policy are. For instance, in Florida, there’s a $25,000 minimum for bodily injury and property, with a $10,000 minimum for personal injury, while in Louisiana, there’s a $55,000 policy minimum, and in Georgia, there’s a $125,000 single limit minimum, or a 50k/100k/25k policy structure.
The good news is that ACI is extremely well versed in all of those fields, and will guide you through the process. We know exactly what you’ll need, and we’ll ensure that we get you a great deal, with a policy which doesn’t destroy your budget, while offering you and your business the protection you deserve.
Call John today at 407.889.2612 and we’ll help you get a free, no obligation quote on garage liability or garage keepers insurance coverage no matter what your business type is, or where you’re located.